Composante 1

TRANSFAGRI

Programme Intégré de Valorisation et Transformation des Produits Agricoles et Agroalimentaires

Non-financial support

Access to non-financial services: the system for facilitating access to non-financial services is expanded and extended to the entire country

General approach to support for the mechanism for facilitating access to non-financial services The objective of this mechanism is to strengthen a competitive offer of professional services adapted to the needs of SMCs, POs and MSEs. It facilitates access to the service rather than encouraging fully subsidized services. Access to PDS is partially subsidized to stimulate market functioning and given the low appetite of SMCs and POs for this type of input. Based on the experience of the SMEAA Program and the experiences of other countries, the subsidy rate could vary between 40% and 90% depending on the nature of the services requested and the type of enterprise. Ultimately, the system will allow targeted actors in the agri-food sector (SMEs in creation, formalization and development) to benefit from services that will enable them to improve their performance. In the basins where they are located, the CA-SMEs will serve as a hub to facilitate their access to the range of services offered through their connection to the system. Thus, thanks to the synergies to be developed with the CFCEs of the regions in which a CA-SME will be set up thanks to the Project, the entire territory will be covered. The formulation of the Program comes in a context where APME has initiated studies for the extension of the "service voucher" device to all SMEs. Not only this device has the ambition to reach all the sectors of the SME (including PMEA), it already integrates the problem of thematic widening by addressing the needs of the creators of company and the companies to be formalized. In addition, this APME project takes the option of computerization to facilitate access to the service. The project will have to accompany this development with existing resources; APME has not yet mobilized specific funds for this operationalization.8 The extension of the service to new basins will require substantial resources for computerization, training of actors, the awareness campaign, and the strengthening of the service provider control brigade and the management committee. The mechanism will benefit from the qualification and accreditation service set up within APME under the project.

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  • Dec 31, 2019
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Allocation to the Non-Financial Services Enabling Fund

The endowment of the fund for facilitating access to non-financial services should be seen as an incentive for change and innovation for SMMEs, POs and MFIs. As for the EAS providers accredited to this window, it will encourage them to adopt a quality approach, thus contributing to strengthening the professionalization of the consulting profession for actors in the agri-food value chain. In order to allow this mechanism to produce the expected effects, the eligible services will have to fall within the range of support needs listed below. This list is indicative and will be completed by APME based on a better documented diagnosis and lessons learned:

  • Services facilitating the creation and formalization of VSEs;
  • Services strengthening links with business incubation structures;
  • Services strengthening MSEs and their links with VSEs/SMEs;
  • Services to facilitate access to credit;
  • Services facilitating collaborative/partnership projects;
  • Testing to promote the adoption of innovations;
  • Implementation services of the quality approach;
  • Services reinforcing the links with the CGA (bookkeeping, tax advice etc.);
  • Support for diversification and development (projects with available funding);
  • Participation in group training (follow-up of coaching activities).
Technical support to facilitate access to non-financial services through the service voucher mechanism

One (01) non-financial services consulting firm familiar with the mechanics of the service voucher will be mobilized through a bidding process to provide the necessary skills in the form of pearl assistance in the implementation of the two components of the activity, the development of which deserves to be supported by experienced consultants. Assistance in facilitating access to non-financial services will include the following areas:

  • Development of the technical operations manual;
  • The implementation of the EAS labeling, accreditation and certification system;
  • The development of service benchmarks on the menu of the service voucher mechanism;
  • .The strengthening of EAS in the field of consulting to PMEA;
  • The structuring of the consulting business for SMMEs
  • Support for the implementation and management of the service voucher mechanism
  • Strategy for the digitalization of services offers ;
  • Capitalization of processes (non-financial services, facilitation, technical-economic information, economic animation).
Specific advisory support services for IGAs and business creators in the context of thematic expansion and facilitation of access to finance

One (01) non-financial services consulting firm familiar with the mechanics of the service voucher will be mobilized through a bidding process to provide the necessary skills in the form of pearl assistance in the implementation of the two components of the activity, the development of which deserves to be supported by experienced consultants. Assistance in facilitating access to non-financial services will include the following areas:

  • Development of the technical operations manual;
  • The implementation of the EAS labeling, accreditation and certification system;
  • The development of service benchmarks on the menu of the service voucher mechanism;
  • .The strengthening of EAS in the field of consulting to PMEA;
  • The structuring of the consulting business for SMMEs
  • Support for the implementation and management of the service voucher mechanism
  • Strategy for the digitalization of services offers ;
  • Capitalization of processes (non-financial services, facilitation, technical-economic information, economic animation).

Facilitate access to financing for SMMEs through financial intermediation activities and project support for the creation of an "AGRO" window at the BCPME

Three groups of activities are involved in facilitating access to financing for SMMEs:

  • The strengthening of partner MFIs The component will strengthen the capacities of MFIs through training accredited by the "service voucher" mechanism. These trainings will be offered to 4 groups of 5 MFIs each, and delivered by service providers (SAE) in order to reduce their aversion to AEPS. The Facility for Facilitating Access to Non-Financial Services will subsidize 50% of the cost of these trainings;
  • Facilitation of contact between SMMEs and MFIs and banks Consultation workshops will be organized each year between PMEA-EMF, banks and SAE of each basin for the identification and programming of solutions likely to facilitate the access of PMEA to financing;
  • Support for the creation of an agri-window within the BC-PME In view of the challenges of positioning and improving its ability to mobilize and transform resources, the following activities seem necessary for the creation of an Agro window within the BC-PME. The support activities for this creation will be carried out at a later date, after the announced review of the BCPME intervention strategy and the implementation of the activities of TRANFAGRI component 3. However, an alternative option could be considered if necessary.

Structuring of cooperation synergies between actors and dissemination of technical and economic information to support decision-making

The activity is broken down into four main tasks:
CoCB Facilitation;
Market studies in the basins
Support for collaborative projects;
The technical and economic information of the actors.
CoCB Facilitation;
The main framework for structured dialogue between public and private actors, to provide the country with a robust economy and a favorable business environment, is the Cameroon Business Forum chaired by the Prime Minister. Despite this dynamic at the top, the territories at the base are almost deficient in terms of dialogue and exchange between actors. The frameworks of consultation of the basins (CdCB) are intended to be permanent platforms for exchange and promotion of agricultural and agri-food activities and, by extension, for improving the competitiveness of the territories. This ambition is in line with and contributes to the decentralization process by strengthening one of its vocations, which is the promotion of local economies.
It is a question in these frameworks of dialogue of the basins to contribute to remove the constraints which lead the agricultural and agroalimentary sector in the territories, that are, among others

  • The low productivity and competitiveness of agricultural production and territories;
  • The insufficient valorization of the productions of the soils;
  • The insufficient structuring and compartmentalization of the actors' interventions;
  • The institutional, regulatory, judicial and fiscal environment often lacks incentives;
  • Difficulties in accessing technical and specialized information;
  • Difficulties in accessing financing

The activities of economic animation in the territories through the frameworks of dialogue are related to:

  • Stakeholder awareness and mobilization;
  • Training of local facilitators;
  • Services strengthening MSEs and their links with VSEs/SMEs;
  • Support for the formulation of CoCB action plans;
  • Facilitation of transversal and thematic sessions;
  • Support for the formulation of collaborative projects
  • Implementation services of the quality approach;
  • Support for the organization of promotional events for the actors.
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